Fill out our Contact Us form. Up to 12 Months: As low as 6.75% - 16%.018493% - .043835% : Signature (Max. Please be advised that Dirigo Federal Credit Union is not liable for either the . Rate based on creditworthiness and term of loan. Flexible Terms Taunton Federal Credit Union, located in Taunton and Middleboro, provides financial services including checking accounts, certificates, auto financing and more to anyone who lives, works, or worships in Taunton, Raynham, Berkley, Middleboro, Lakeville, Dighton, Rehoboth, and Norton. . Max APR is 18%) * Not all applicants will qualify for the lowest rate. We've got some of the best auto loan rates and affordable payment options across Lower Michigan. View rates . Maine State CU has rates as low as 3.00% APR* -- come on in and get pre-qualified so you know how much you can afford to spend at the dealership. *Rate varies based on your credit qualifications and home's equity. Plus our application process is fast, friendly, and hassle-free. Loan Type Term As Low As; New & Used Auto Loans: Up to 36 Months 3.25% APR: Up to 48 Months 3.75% APR: Up to 60 Months 4.00% APR: Up to 72 Months 4.25% APR: Up to 84 Months: 4.50% APR: APR = Annual Percentage Rate. 3.30%: $452.56: We live out of state but have kept them as our primary go-to . Casco Federal Credit Union has committed to serving Southern Maine for over 60 years. Term. **APY = ANNUAL PERCENTAGE YIELD. READ OUR FULL REVIEW Alliant Signature Loans Borrow up to $25,000 with an approximate repayment up to 7 years. . . Current prime rate is 5.50%. At 7.1%, the interest rate difference between the original and refinance auto loans in 2021, surpassed the previous year's record, 5.5%. Dirigo FCU offers affordable personal loans, mortgages, auto loans, and more. All of our loan options include low rates and excellent terms. To get more information, application, current rates, and to apply for a credit card, go to the website. You will be billed interest only during the draw period. **APY = Annual Percentage Yield. With Five County Credit Union's Online Loan Application, you can safely and securely apply for a loan 24-hours a day, 7 days a week. CSE Credit Union offers highly competitive rates on all of our auto loans. Contact this location for a loan application or to ask about pre-approval, or payment/payoff address. Loan Rates | Maine State Credit Union Home Rates Loan Rates Loan Rates Members are welcome to apply for a loan in person or online. VISA Credit Cards *APR (as low as) 10.90% (Variable Rate) * There are costs associated with the use of this card. Contact Us; Locations & Hours; . And . You can become a member today and access some of the best credit union benefits in the state! Recreational Loans Loans for new and used recreational vehicles (boats, travel trailers, motor homes, campers & snowmobiles), approximate repayment up to 10 years, up to 115% financing available. What to look for: NIH Federal Credit Union offers standard beginning APRs of 2.24% for new and used auto loans with terms of up to 36 months, 2.74% for auto loans from 37 to 48 months and 2.99% for auto loans 49 to 60 months. Ask about how you can qualify for our Auto Pay discount of .25%. Put yourself in the driver's seat. The use of credit is a reality in life's major purchases, but it need doesn't need to be difficult to obtain. Savings Rates Loan Rates Fees. Farmington - 778-4452; Kingfield - 265-4027; Skowhegan - 474-3331; Madison - 696-3691; Stratton - 612-5455; or email: info@f-sfcu.com. Depending on where you live, sales tax can add a significant amount to your purchase price. Calculate the credit card payoff months or payment for your current card . SAVE SMARTER 60-Month Share Certificate at 3.50% APY* 24-Month Share Certificate at 3.00% APY* 15-Month Share Certificate at 2.00% APY* Open Now* New Car, New Music Get $150 Toward a Streaming Service of Your Choice When You Open a New Auto Loan* Learn More* Get Rewarded Earn 1.5 Points on Every Purchase, Every Day Learn More* Love Banking With Us? Mortgage Programs; Online Mortgage Application; Recreational Vehicles; Visa Credit Cards. Box 1746 Lewiston, ME 04241-1746 Routing Number: 211287926. Credit Union Hours. 10 years. 1 Eagle Checking requires direct deposit to earn 0.20% on first $50,000.00 and 0.05% on balances above $50,000.00. If you . Rates are subject to change without notice. Until then, the rate is just 0.15% APY. Below are links to all of the documents that you will need to help your customers apply for a St. Mary's Credit Union loan. Login. Vehicles from the current or two previous model years and mileage =<25,000 qualify for new car rates. Auto Loan Rates. Rates: Auto Loans + Touring Motorcycles over 1200cc 1 Term 100% Financing APR 36 Months as low as 2.49% 48 Months as low as 2.74% 60 Months as low as 2.74% 72 Months as low as 3.24% 84 Months as low as 3.99% 1 Auto Loans "as low as" rates include the 0.25% discount for automatic loan payments and apply to 2020 or newer vehicle models. Menu. Benefits Current Rates Apply - Non Member APPLY - MEMBER CHECK STATUS Loan Type APR; Overdraft Protection. RATES ARE SUBJECT TO CHANGE AT ANY . We are committed to providing the best financial products and services and the best member service! Rate Information: The Annual Percentage Yield may change based on market conditions as determined by the Credit Union's Board of Directors. call us at 207-623-1851. or stop by one of our branch locations. The credit union does offer credit cards to members. Check below to see the current rates we're offering on all our products, from auto loans and mortgages to flexible personal loans and account dividends. Fixed-rate . Minimum loan payment is $50.00 per month. View Details Auto Personal Get the extra cash you need. Rates effective as of September 1, 2022. Truly local and truly your community Credit Union. Savings rates are also competitive, compared to banks. At 19.87%, the average new-car interest rate we found for people with poor credit, the total interest comes to $16,857. Great rates, flexible terms, personalized service. VISA Credit Card: 11.90%: More Loan Rates: Savings APY; Certificate of Deposit: 0.70%: Money Market: 0.35%: More Savings Rates: The credit union does . $25,000) Up to 84 Months: . Our loan rates are generally very competitive. Other Vehicles. Eastman Credit Union Updated 09/02/2019 Restrictions. * APR = Annual Percentage Rate -- The information provided are examples only, terms and conditions will vary based on amount borrowed, credit worthiness, year and automobile. All you need is a year of steady income, and the dedication to stay on the right path. Whether it's a new or used auto, buying a car is a big milestone on your road to financial freedom we're here to help make sure it's a smooth transition to ownership. Apply Now. 2 Maximum of 50% of non-Evergreen Credit Union debt may be consolidated. More Info Used Auto Loans Apply Online Now. Whether you are saving or borrowing money, credit unions offer better rates, on average, than for-profit financial institutions like banks. ** Monthly payment based on a loan of $10,000. It's is a great time to get a new car or truck. Rates listed based on up to 80% of home's value. At Oxford Federal Credit Union in Maine, our loan and deposit account rates are set low with our members' financial wellness in mind. Become a Member. Locations. The Purchase APR you receive is based on your credit history. Contact us and we'll be glad to answer any questions you may have about car pricing, loan alternatives, rates and the application process. . Longer terms available at different rates. Accounts. Please be advised that . . APR as low as*. Maine Family FCU offers a wide variety of loans and credit options to help meet any of your needs, like financing a car, buying a home or getting a credit card. Financing is available up to the JD Power valuation plus tags, title, taxes and extended . Mortgages. Loan is subject to approval. . AHE, AHL-1661479. The catch with a credit union is that you must be a member to get a loan. 3 APR and cost per $1,000 dependent on the rate and term of the term certificate used to secure the loan. . Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Loan Amount: The total cost including agreed upon price, tax, title, and license. Back Find a Car Electronic Services Insurance Products Loan Protection Member Resources . Both are the highest rates recorded in eight years but so is the rate reduction. Apply for a loan online today or contact our lending team. cPort Credit Union is named among the Best Places to Work in Maine for six consecutive years. If you pay interest only you will owe the amounts drawn and your monthly payment will increase when the draw period ends. 5.50%. Since 1933, Navy Federal Credit Union has grown from 7 members to over 12 million members. Loan Rates Rates effective as of September 1, 2022 Our current loan rates in Maine are competitive, therefore our members are able to take advantage of lower monthly payments. We do not manage the content of those sites. Rates See our current rates. Five County Credit Union Website . Recent interest rate data from June 26, 2015 shows that another reason to belong to your local credit union is for the better interest rates. 508.490.9000. Locations & Hours; Contact Us; . If it's time to hit the highway in a new set of wheels, a new or used auto loan from Consumers can help you reach your destination! Interest Rate: The annual interest rate on the loan. Not all applicants will qualify for the lowest rate. Some rates shown on this page may be "as low as" rates and the actual interest rate may be determined by credit and collateral qualifications. 5.522%. Let's connect! $1,000. $5,000 minimum. Visa Purchase Alerts; . Your Photo ID (Driver's License, State ID, Passport, Military ID or Alien Registration Card) . Become a Member. We offer great savings & loan rates, checking accounts, home equity and more! Education Center Security. 125% Financing Purchase your car with no down payment. During business hours (Mon-Sat), call the Member Service Center at 800.273.6700 To report card Lost or Stolen when the Member Service Center is not open, call 800.449.7728 4.74%. Fixed-rate. REC LOANS. Stated rate is based on certain creditworthiness criteria. RATE COMPARISON UPDATED: July 20, 2015. 4.74%. Fixed-rate . Apply for a Mortgage; Apply for an OSCU Visa Credit Card; Apply for a Home Equity Loan or Line of Credit Private Student Loans. Loan *Annual Percentage Rate As Low As; Share and Certificate Secured Loans: Rate + 3.50%* Heating Fuel Loan (12 months) $5,000 maximum: 4.99%: Credit Starter Loan (36 months) $2,000 maximum How can I apply for a Maine Savings FCU Credit Card? ("Margin") is determined by the Credit Union's underwriting criteria, your ability to repay and will be disclosed to you when your account is approved and . Rate based on creditworthiness and term of loan. Click here to apply online, call 1-800-464-0253, or stop in to one of our branches today to get pre-approved for your new car. Rate (as low as) Term; New Auto Loans: 2.89% APR: 0 - 35 Months: New Auto Loans: 3.29% APR: 36-59 Months: New Auto Loans: . . Truth in Lending Act Appraisal Requirements: Effective January 1, 2022, the exemption threshold for special appraisal requirements for . . . Used Auto Loans: Maximum used car loan advance will be determined by PenFed using a JD Power value. GET STARTED HERE! Casco Federal Credit Union has committed to serving Southern Maine for over 60 years. We offer auto loans, mortgages, credit cards, checking & savings accounts.all of your financial needs. You are now leaving the Dirigo Federal Credit Union website. Auto Link Car Buying Service; Financial Education; Financial Webinars; . Shop around for the lowest rates since this will affect your monthly . Open an Account. 10 year draw period; 10 year repayment. Auto Loan Rates. These links are provided only as a convenience. The following fees are waived 1 How to Use the Credit Union Loan Calculator. This coverage is not sold or guaranteed by your credit union. Auto Loans Rates; Loan Payment Options; Home Equity Loans; Mortgages. You are now leaving PeoplesChoice Credit Union's website. Loan Payment Example: A $20,000 new auto loan financed at % APR would amount to 60 monthly payments of approximately $ each. Please contact your favorite loan officer for current rates! From auto and boat loans to mortgages and education financing, we can help. Your rate will be determined by your credit qualifications. However, the credit union has a good five-year CD with tiered rates starting at 1.61% APY for balances of $500 to $9,999.99. 1 Deep discounts are available for members who use the credit union's car buying service, with rates starting as low as 6.04% . Payment per $1,000 borrowed for 36 months at 2.49% APR equals $28.86. Apply by phone: (800) 804-7555. Auto Loans Credit Card Services Home Loans Personal Loans. Online Payment Center Make a payment from a non-Midcoast account Shop Local and Earn 3X with PERKS Visa Auto Loans 2.99% APR as low as SavvyMoney Credit Score Account Access Learn More PERSONAL BUSINESS eSERVICES EDUCATION CENTER RESOURCES ABOUT US Loan applications are usually processed "on the spot" and the check issued the same day. Actual interest rates may be determined by credit score. Variable-rate. Auto Loans Effective Date: Tuesday, September 13, 2022 *Annual Percentage Rate 3.67%. Vehicle age will determine the maximum loan term permitted by our policies. Apply for a Loan. 4 Current APR of Prime + 5% (APR is adjusted monthly and based on the Wall Street Journal Prime. + APR = Annual Percentage Rate. 800-688-7228. At PeoplesChoice, a Maine credit union, get a financial future you can count on. Get great benefits with our low-rate auto loans. Loan Rates. 3.24%: $451.89: Learn More Show Less. We also offer some of the lowest loan rates around on both new and used vehicles. People Helping People. Car/Truck/SUV loans are offered at competitive rates and terms. Other terms and rates are available. Find the best New Hampshire 5-Year Auto Loan rates and car loan rates. Approximate Loan Payment*. Finance charges begin accruing as of the loan disbursement date. Lenders Single Interest . Rates are subject to change at any time and are not guaranteed. Rate also depends on term. 3% Minimum, 16% Maximum. Close . Dirigo FCU offers competitive rates for loan products, including home mortgages, auto loans, recreational vehicle loans, and business loans. Low and competitive rates starting at 8.25% APR* Once approved funds can be transferred online or over the phone *Annual Percentage Rate. Finance your education. . USU Credit Union. State Employees Cu Of Maryland, Inc Credit Union Updated 01/17/2020 Restrictions. Today's Rates. Whether you're in the market to buy a car, truck, or SUV, you can trust your local lender to pair you with a loan that fits your budget. That's more than $10,700 in added costs compared to what someone with excellent credit would pay. $25.00 to fund your new Savings Account via Credit Card, Debit Card, transfer from another Financial Institution or transfer from an existing . Auto Loans. This first-time auto loan program is designed for young adults ages 18-25 and is a great way to build credit. We'll help you find the right loan that will keep you moving forward. We provide links to third party partners, independent from KV FCU. Free4ME Account. At PenFed, rates for 36-month refinance loans start as low as 4.44%. Personal Loans * APR - Annual Percentage Rate may change without notice. If you have questions after hours, check our Fast FAQ for answers. Auto, Truck: 2017 & Newer : 84: 5.00%: As low as 5.07%: $14.17: 72: 4.50%: As low as 4.58%: $15.91: 60: 4.10%: . Call a Member Experience Specialist at 888-436-1847 Open Online 250+ ATMs in Maine. We'll finance up to 125% of the selling price including Tax, Title, Warranty and Conveyance Fees. Check out our Auto Loan Guide to help you determine what you'll need for your loan! Heloc. Get a FREE NorState Insurance Services quote today! 240 month loan term. Apply online or contact an auto loan officer at 800.991.2221. We're invested in getting you on the road in your new car, so the first auto loan representative you work with will be the same person handing you the . Our low-rate auto loan can get you exactly where you need to go. Loans. Auto Loans. Used Auto Loans: Maximum used car loan advance will be determined by PenFed using a JD Power value. Rates effective August 8, 2022. The Credit Human Member Service Center is available to help you Monday - Friday 7 am to 7 pm and Saturday 9 am to 12 pm CT. Just call (210) 258-1234 or toll free at 800-688-7228. Visit our auto loan center for helpful hints and tips about purchasing a new vehicle. 18.55. Getting the best loan rate at your local credit union on your next car, mortgage, or credit card can save you thousands in finance charges. Other Vehicles: Effective Date: Tuesday, September 13, 2022: Type: Notes: Term: Competitive rates on new and used cars and trucks View our rates. Acadia Auto Loans When the temps dip below zero, the last thing you want is a car you can't rely on. We've helped thousands of neighbors build their financial lives the way they want. For example, the average APR for a 60-month new car loan at credit unions was 2.87% compared with 4.78% for banks, as of Q2 2021. All loan rates shown below are "as low as" annual percentage rates and are subject to change without notice. Keys to Your Future can help you buy your first car and start building your credit history through your own responsible financial behavior. Calculate Auto Loan amount with the easy online calculator. *Holiday Loan rates differ. The amount of the filing fee will be based on the amount of the fee required by state law for the credit union to obtain a lien on your property. We make it easy to apply for a loan online or in-person. Let us help you finance the things that mean the most to you. Welcome to Hanscom Federal Credit Union, chosen as Americas #1 Credit Union in 2018, 2019 and 2021 by Kiplinger. Your rate is based on your credit history and score. Membership is open to all branches of the armed forces and family members. The high-yield account is only high-yielding for balances over $10,000. Borrowers with fair credit have an average interest rate of 14.43% this month, and this loan would cost $11,794 in interest.